The claim is an attempt of policy holders when asking for damages on the part of the insurance company due to theft or accident against a car that has been insurated. The following is the procedure for making car insurance claims by policy holders.
When your car has been stolen or lost due to accident, the first thing to do is to contact the insurance company within 3 × 24 hours. You can contact by phone, short message service, email or by coming directly to the Office of the insurance company. This should be prioritized to avoid car insurance claim denial by reason of the passing of a period that is already determined.
When it was wrecked and the car is still able to walk, should the car be brought to one of the service station designated by the insurance company. If the car has severely damaged the car, preferably photographed or documented first. This photo will be the proof that actually had an accident.
Policy holders must fill out a form provided by the insurance company. The form is one of the document's completeness to the approval of the claim car insurance. Next is to give information about the chronological events to insurance companies with real information. This will be a consideration of whether the insurance company claims will be approved or rejected. In addition, the policy holder is obligated to complete some documents offered by insurance companies. The documents that must be prepared as follows:
Document accident
1. Claim form already filled in. The new claims process will be carried out by the insurance company if the policy holder has a claim with complete filling the form.
2. Copies or photocopies of car insurance policy. This later document as evidence that the policy holder was right into the customer at an insurance company. In addition, this document to find out if the premium shad been paid or not.
3. A copy or photocopy of a driver's licence.
4. Copy or photocopy of the vehicle's license plate.
5. Certificate from the local police. This document will be a consideration of insurance companies to give compensation or not.
The document is the responsibility of the third party (if there are any third party)
1. Statement of demands compensation from third parties. This document can be used as a guarantee that policy holders that have resulted in damage to the car of a third party.
2. An affidavit about the absence of insurance. Generally there are a number of insurance companies that will not replace the loss when third parties have car insurance. Therefore, this document became one of the very important terms.
3. Copies or photocopies of the identity card and license plate Number of the vehicle.
4. Certificate from the local police. This letter will be the proof that it is indeed at times and in certain places have an accident.
Hopefully the writing tips above can be rewarding and help those of you who might someday will do a claim against your auto insurance.
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